Free demo with play-money credits. No download, no sign-up.
- Maker: Relax Gaming
- RTP: 96.4% (98% when the bonus is bought)
- Lines: 40 paylines
- Volatility: Very high
Money Train is a series of Wild West train robbery slots from Relax Gaming. The game that plays on this page is Money Train 2, the 2020 sequel to the first Money Train from 2019. It is an online-only game and was never a casino floor machine.
Money Train 2 is built around one feature. Its main game is a plain 40-line slot. The draw is the Money Cart Bonus Round, a respin game where special characters add to, double, and collect the values on the screen. The other games in the series can also be opened from this page.
Money Train Quick Facts
| Game maker | Relax Gaming |
|---|---|
| Released | 2020 |
| Reels | 5 reels, 4 rows (up to 7 reels in the bonus) |
| Paylines / ways to win | 40 paylines |
| RTP (payback) | 96.4% (98% when the bonus is bought) |
| Volatility | Very high |
| Top prize | 50,000x the bet |
| Bet range | 0.20 to 20 per spin |
| Bonus round | Money Cart Bonus Round: 3 respins that reset, with special symbols that add, double and collect values |
| Free demo | Yes. No download, no sign-up |
How Money Train Works
The main game uses five reels and four rows with 40 fixed paylines, and listed bets run from 0.20 to 20 per spin. Wins are paid for matching symbols along a line. The outlaw characters are the top symbols. The skull is the wild. It substitutes for the regular symbols and pays the same as the Necromancer character.
Bonus symbols are the scatters. Two of them in one spin start the Respin feature. Each one shows a multiplier, the multipliers are added together, and the reels respin until a win lands. Every respin that misses adds one to the multiplier. Three or more bonus symbols in one spin start the Money Cart Bonus Round instead.
The RTP is 96.4%, or 98% when the bonus is bought directly. RTP, or return to player, is the share of all bets a slot pays back over a very long time. Volatility is rated very high, which means long dry spells and rare large wins. The most the game can pay is 50,000 times the bet.
Money Train Bonus Features
Respin feature
Two bonus symbols reveal multipliers that are added together. The reels then respin until you get a win, and the multiplier goes up by one for each respin that misses. The win is then multiplied by the total.
Money Cart Bonus Round
Three or more bonus symbols lock in place with their values and you get three spins. Every new symbol that lands also locks and resets the count to three. Filling a reel unlocks an extra reel, up to two more. Values are multiples of your bet.
Payer and Collector
The Payer adds its own value to every other symbol on the screen. The Collector gathers the values of all visible symbols and adds them to itself. A Collector-Payer does both, one after the other.
Sniper and Necromancer
The Sniper doubles the value of 3 to 8 other symbols and can hit the same one more than once. The Necromancer brings 1 to 6 used special symbols back to life so they act again.
Persistent symbols and Reset Plus
Persistent versions of the Payer, Sniper, and Collector repeat their action on every spin that follows. The Reset Plus symbol raises the number of spins the counter resets to by one.
More Money Train Versions to Play Free
The first Money Train, from 2019, has the same 5×4 layout and 40 lines with an RTP of 96.2% and a 20,000x top win. Money Train 3, from 2022, raises the cap to 100,000x and adds more special symbols. Money Train 4, from 2023, moves to a 6×6 grid without paylines and a 150,000x cap. Money Train 5 continues the numbered series. Money Train Origins is a spin-off, and its Dream Drop edition is tied to Relax Gaming’s Dream Drop jackpots, with a lower listed RTP of 94%.
Good to Know Before You Play
- Nearly all of the game’s large wins come from the Money Cart Bonus Round. The main game pays modest line wins by comparison.
- Some versions let you buy the bonus round for 100 times your bet. The option is switched off in some places.
- Values in the bonus are multiples of your bet, so the same round pays more at a higher stake and less at a lower one.
- This is a very high volatility slot. Many bonus rounds end with a small total, and a few end with a very large one.
Play Money Train for Real Money
The demo on this page uses play money, so nothing you win or lose is real. If you want to play slots for real money, the Play for Real button takes you to an online casino we have reviewed. Game line-ups differ from casino to casino, so look for Money Train or a similar Relax Gaming game in its lobby.
You can also compare our best real money casinos, or the sweepstakes casinos that are legal in most states.
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Money Train FAQ
Can I play Money Train 2 for free?
Yes. The Money Train 2 demo on this page runs on play-money credits, with no download and no sign-up. You can play until the Money Cart Bonus Round lands to see how it works. The credits have no cash value and cannot be cashed out.
What is the RTP of Money Train 2?
Money Train 2 has an RTP of 96.4% in normal play. If the bonus round is bought through the buy feature, the figure for that purchase is 98%. RTP is the share of all bets paid back over a very long time.
How do you trigger the bonus in Money Train 2?
Land three or more bonus symbols in one spin to start the Money Cart Bonus Round with three respins. Two bonus symbols start the smaller Respin feature. Some versions also let you buy the bonus round for 100 times your bet.
What is the maximum win in Money Train 2?
The maximum win is 50,000 times your bet. It can only be approached in the Money Cart Bonus Round, where Payers, Collectors, and Snipers build up the values on the screen. Results of that size are extremely rare.
Last updated: October 2026 · Reviewed by the SweepWiz Editorial Team · Editorial policy
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